First State Bank of Shelby
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Banking Products

Checking Accounts

Non-Interest Bearing Checking Accounts

Personal Checking

  • No service charge with a minimum balance of $200.00 for statement cycle.
  • $1.50 service charge every statement if minimum balance not maintained.
  • $.15 per item fee for every debit during cycle if min. balance not maintained.

Budget Checking

  • No minimum balance.
  • $.50 service charge each statement cycle.
  • $.15 per item fee for every debit.

Interest Bearing Checking Accounts

NOW Account

  • No service charge with a minimum balance of $900.00 for statement cycle.
  • $6.00 service charge every statement if minimum balance not maintained.
  • $.25 per item fee for every debit during cycle if min. balance not maintained.
  • Now accounts for personal use only.

Super NOW Account

  • No service charge with a minimum balance of $1,500.00 for statement cycle.
  • $6.00 service charge every statement if minimum balance not maintained.
  • $.25 per item fee for every debit during cycle if min. balance not maintained.
  • Super Now accounts for personal use only.

MOST Account

  • No service charge with a minimum balance of $2,000.00 for statement cycle.
  • $6.00 service charge every statement if minimum balance not maintained.
  • Activity is limited to 6 transactions per month with no more than 3 by check, draft, or similar order to third parties.
  • Excess activity fee of $10.00 for each transaction over above limitations.
  • Minimum amount you can transfer is $200.00.
  • $.25 per item fee for every debit during cycle if min. balance not maintained.

For more info contact the bank and see our truth-in-savings disclosure.

Rates may change at any time. Current rates

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