First State Bank Privacy Policy
Notice of Your Financial Privacy Rights
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
- All of our consumer customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Self-directed Individual Retirement Account where we act as custodian or trustee
- Financial, investment, or economic advisory services (for a fee)
- Escrow services
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We, our, and us means The First State Bank of Shelby.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
The Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information we receive from a consumer reporting agency
- Information about your transactions with non-affiliated third parties
Nonpublic Personal Information We Disclose
We do not disclose any non-public personal information abot you to anyone, except as authorized by law.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: First State Bank of Shelby, 320 Main Street, Shelby MT 59474.
Nonpublic Personal Information and Nonaffiliated Third Parties
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
Nonpublic Personal Information and Former Customers
We do not disclose nonpublic personal information about former customers.
